Despite tariff concerns in early 2025, stocks in key target countries have risen. This article explores how investor expectations and market pricing help explain these surprising outcomes.

Discover the seven steps FRS Special Risk members should take before retiring to help create a stress-free future. Watch now!

Wondering how 2025 tax changes might affect you? Unless Congress acts, key provisions of the Tax Cuts and Jobs Act are set to expire. Here’s what to expect and how to prepare.

Avoiding estate planning? You're not alone. Learn why people procrastinate and how to take the first steps toward protecting your loved ones.

Are Roth conversions the best choice? Discover why converting your traditional IRA might not always be ideal, with insights on tax timing, future income, and strategic alternatives.

Explore how AI is reshaping financial planning—from smarter budgeting and retirement strategies to improved fraud prevention—while considering its potential drawbacks.

Are you maxing out your retirement contributions? Learn about the 2025 limits for IRAs, 401(k)s, SIMPLE IRAs, and more—including the new super catch-up for ages 60-63.

Save on health insurance in retirement by using pre-tax dollars from your 457(b) plan. Watch this video to learn how public safety workers can take advantage of this valuable benefit.

How is investing like college football? Both are unpredictable, and picking a single winner is risky. Diversification helps manage risk and improve long-term success.

Your goals are your North Star, and we’re here to help you navigate toward them. Need a fresh perspective? We’re ready to guide you or someone you care about.

We’re excited to welcome Joseph Valerio, CFP®, EA, to Northstar! He brings experience in retirement planning and a client-focused approach.

Discover how short-term political events influence markets and why long-term trends highlight the steady growth of capital markets, no matter who’s in office.

Wondering if the Nationwide ProAccount is worth it for FRS Special Risk participants? Watch this video to explore its pros, cons, and a lower-cost alternative for smarter retirement planning.

Are you tempted to overindulge in soaring equities? Read this blog to learn why a diversified strategy is key to long-term success.

Here are retirement plan contribution limits for 2025. Check them out to see how much you can save for retirement.

Does pursuing investment premiums increase risk? Learn how diversified equity portfolios emphasizing small cap, value, and high-profitability stocks compare to market volatility and returns.

How much should your FRS Investment Plan have? Watch the video for key factors like inflation, Social Security timing, and liabilities.

Get your finances ready for 2025 with this year-end checklist! Maximize contributions, review taxes, rebalance investments, and more.

Discover smart year-end tax-planning strategies, from tax-loss harvesting and charitable giving to IRA conversions, to potentially lower your 2024 tax bill.

Are you ready to create a lasting impact you can witness today? Discover ways to build a living legacy through philanthropy, family support, and community investment.

Wondering when to switch to the FRS Investment Plan? Learn the key factors to consider, including career stage, retirement goals, and plan benefits to make the best choice for your financial future.

Learn how using an asset location strategy can help you minimize taxes on your investment portfolio. Discover which types of assets are best placed in taxable accounts versus tax-deferred accounts for maximum tax efficiency.

What should you do in the wake of a natural disaster like a hurricane? Here are financial tips to help you deal with the aftermath.

Thinking of choosing the FRS Investment Plan? Discover the four biggest mistakes we see Special Risk participants make.

Are you wondering how much cash is too much to keep on hand? Discover why holding excess cash could be holding you back and what to do instead.

Learn about the five biggest mistakes FRS Special Risk pre-retirees make with their retirement plans and how to avoid them for a more secure financial future.