We are here to help you:

 
 

Provide for Your Child’s Well-Being

 
 

SAfeguard Your Retirement

 
 

  Understand Your Options

 A Financial Crisis Only Families in Your Situation Can Understand

As a parent, you want to know that all your children will be OK, but when it comes to your adult son or daughter with serious mental illness, financial planning is complicated. You may feel hopeless because of the complexities confronting you. You want to do what’s right for your son or daughter, and you shouldn’t have to worry that the financial decisions you’re making can actually hurt their future—or your own.

 

Stop Worrying About Whether You’re Making the Right Decisions

You’ve probably spent many sleepless nights worrying about the financial choices you need to make for your son or daughter with special needs. We are here to help you create a financial safety net for them while taking care of your own future.

Our goal is to help you:

 
 
 

Preserve benefits

Safeguard your child’s eligibility for SSI and other benefits.

 
 

Take care of you

Meet your family’s needs without imperiling your retirement.

 
 

Create an estate plan

Set up the strategies to take care of your child when you no longer can.

 

We Know Personally How Overwhelming Special Needs Financial Planning Is

  • Our firm’s founding partner Allen Giese, ChFC®, ChSNC®, CLU®, is the father of an adult son with a mental illness and knows firsthand the impact that treatment can have on a family’s finances.

  • Allen believes so strongly in helping struggling families that he wrote When Mental Illness Strikes: Crisis Intervention for the Financial Plan to provide the financial knowledge families need.

 
 

Financial Planning Shouldn’t Come at Your Expense

Special needs planning is one of the hardest things parents will ever do. You face arcane rules about federal and state benefits, and mistakes are shockingly easy to make with consequences that can be devastating. As a parent, you want to take care of your child at all costs—-even if you must sacrifice your own financial security. 

We think planning should be a lot easier and shouldn’t come at your expense. We’re dedicated to helping make this happen.

  • Northstar Financial Planners is a fiduciary Registered Investment Advisor in Plantation, Florida, helping parents of children with special needs, particularly mental illness. We know that the challenges you face are daunting, and we are here to help guide you through the convoluted process of taking care of your loved ones and yourself. 

    We partner with you to:

    • Preserve your child’s eligibility for SSI and other benefits

    • Consider if a special needs trust is appropriate for your child

    • Help you determine your child’s advocate for after you are gone

    • Help ensure your financial needs, including retirement, are taken care of

    • Create an estate plan leaving a legacy for all of your children and loved ones

 
 

How to Work with Us

 
 
 

Schedule a call

We’ll discuss your goals and concerns and how we may be able to help.

 
 

Participate in a Discovery Meeting

We’ll meet in person or online to get a really clear picture of what’s most important to you so we can provide guidance.

 
 

FOLLOW-UP MEETING

We discuss our initial recommendations and whether you want to move forward.

 

Are We a Match?

You want to partner with a financial advisor whose expertise is working with people like you. We may be a good fit if you:

  • Are the parent of an adult or minor child with special needs or mental illness

  • Are struggling to make financial decisions that take care of your child without hurting the rest of your family or your own financial future

  • Want fiduciary guidance that incorporates all your financial areas for a long-term plan of action

  • Have investable assets of more than $500,000

 
 

Take the First Step—Schedule a Call!

Are you ready to stop worrying that you’re making mistakes that can hurt your child’s future or your own? Help end the overwhelm by scheduling an introductory consultation and start feeling like you’re making good decisions for your entire family.

 
 

When Mental Illness
Strikes: Crisis Intervention for the Financial Plan

Read about firm founding partner Allen Giese’s personal experience with the financial impact of a son’s mental illness diagnosis. Get insights and practical advice to help provide for your child while safeguarding your own future.