We are a fee-only Registered Investment Advisory firm dedicated to your financial health 365 days of the year. We are here to help you implement a smart, lifelong financial plan so you don’t have to focus day to day on money decisions. In this way, we help free you up so you can give your attention to the people and experiences that matter most to you.
A Team Approach to Your Financial Life
We take a team approach to financial planning and investment management because it can provide creative solutions that might otherwise go undiscovered.
In designing and implementing your financial plan, we consult as needed with our professional network of attorneys, CPAs, insurance professionals, and others who can help you reach goals.
We brainstorm on your behalf and develop an advanced plan to increase your probability of achieving all that is important to you.
The Northstar Financial Planners team:
Allen Giese, ChFC, CLU
President, Investment Advisor Representative
Allen Giese has been a financial advisor since 1991, working with professionals, business owners, executives and retirees. He is the founder and President of Northstar Financial Planners, Inc. Prior to founding Northstar, Allen had worked in the securities and insurance industry as an agent and representative. He has also owned businesses in the retail sector and was a professional violinist, having received his degree from the University of Miami in violin performance. He continues to play with his musical friends, many of whom work with him at Northstar.
Allen has lectured on portfolio management principles to both public and professional audiences. He is a Chartered Financial Consultant as well as a Chartered Life Underwriter. He lives in the Davie area of South Florida with his wife Gayle and their two children, Andrew and Paige. Besides making music, Allen enjoys sailing and bicycling in his spare time.
Steve Tepper, CFP™, MBA
Chief Operations Officer, Vice President, Investment Advisor Representative
Steve Tepper joined Northstar in May, 2007 as COO after 20 years in the corporate world in a variety of capacities, including Financial Planning and Analysis, Audit, Human Resources and Software Development. He runs the operations of Northstar, with responsibility for all back-office operations, compliance as well as long-range planning. In addition, he also assists the other advisors in monitoring, maintaining and rebalancing client portfolios. Just about everything except sales and marketing fall under his auspices. He has a Master of Business Administration degree from Florida International University and an undergraduate degree in Liberal Arts from Miami University in Oxford, Ohio.
Steve has called South Florida home since 1985. His daughter Lian graduated from University of Central Florida and lives in Cocoa Beach. His son Jake is a junior in high school. Steve spends his spare time writing, playing guitar and bass, mourning the latest Cleveland professional sports team disappointment, and traveling.
Director of Business Development, Investment Advisor Representative
Gary Glanz has been an advisor at Northstar since its inception. Gary has worked in the financial planning industry since 1993 and focuses on retirement planning for business owners and professionals. Prior to joining the financial services industry in 1993, he managed his own business and through this experience he developed the desire to help business owners prepare for retirement.
Outside the office, Gary lives on Fort Lauderdale Beach with his wife and participates in charitable work with at-risk youth. A former actor, he is also a supporter of the arts in his community.
Investment Advisor Representative
Joining the firm in 2008, Gary Gonzalez brings to us a specialized knowledge and understanding of the Florida Retirement System and more specifically the Miami-Dade Fire Department. He retired from there in 2009 having achieved the rank of Battalion Chief.
Gary now works exclusively with firefighters and FRS employees through Northstar, counseling them on maximizing the benefits of the retirement and benefits programs offered and helping them achieve a level of understanding about the pension options and payouts as they approach retirement.
Gary is a true Floridian, born in Miami Beach and a current Davie resident with his wife. Their two daughters are married and live in Maryland and California. Softball, church activities and family life are important to Gary and he is also an accomplished singer/songwriter and guitarist.
Investment Advisor Representative
Mia joined us as client service specialist in 2014 and became an Investment Advisor Representative in 2015. She is currently working toward her CERTIFIED FINANCIAL PLANNER™ certification. Mia is driven by her desire to help others and handles a variety of client issues such as opening accounts, asset transfers, and cash management. A magna cum laude graduate of Florida Atlantic University, Mia is bilingual and has called South Florida home since 1995.
Mia enjoys spending time with her family, reading, volunteering, and baking. She is a devoted wife and mother to her daughter and two Schnauzers.
Client Service Specialist
Our most recent staff addition, Stacy Saavedra is a seasoned client service specialist in the financial services industry with more than 20 years of experience. Stacy has worked with a wide array of clientele as well as with their attorneys and CPAs providing executive level support.
Stacy grew up in New York, but has called Florida home since 1993. She recently discovered she is a Daughter of the American Revolution and enjoys attending Marlins baseball games, boating, and spending time with her family.