Becoming A Client

The Steps
Financial planning services involve providing a variety of services, principally advisory in nature, to clients regarding the management of their financial resources based upon an analysis of their individual needs.

To begin the process, please contact us.

Step 1: Consultation:

The process typically begins with an initial complementary consultation. During the initial consultation, pertinent information about your personal and financial circumstances and objectives is collected. As required, the investment advisor representative will conduct follow-up interviews for the purpose of reviewing and/or collecting financial data.

Step 2: Investment Policy Statement:

Once such information has been studied and analyzed, a written financial plan called an Investment Policy Statement – designed to achieve your expressed financial goals and objectives – will be produced and presented to you. The primary objective of this process is to allow Northstar to assist you in developing a strategy for the successful management of income, assets and liabilities in meeting your financial goals and objectives.

Financial plans are based on your financial situation at the time the plan is presented and are based on financial information disclosed by you to Northstar. Clients are advised that certain assumptions may be made with respect to interest and inflation rates and use of past trends and performance of the market and economy. Past performance is in no way an indication of future performance. Northstar cannot offer any guarantees or promises that the client’s financial goals and objectives will be met. As the client’s financial situation, goals, objectives, or needs change, the client must notify Northstar promptly.

Step 3: Investment Advisory Contract:

When you and the advisor agree with the financial plan, you will be asked to sign an investment advisory contract, to begin the process of opening brokerage accounts, transferring assets into those accounts, and executing trades to create the desired portfolio.

Northstar Financial Planners is a fee-only investment advisor, devoted to a structured asset class investment strategy.