August 21, 2020

Lump Sum Investing vs. Dollar Cost Averaging

August 21, 2020

Some investors favor a dollar-cost averaging approach to deploying their investment capital. Unlike lump-sum investing, in which the full amount of available capital is invested up front, DCA spreads out investment contributions using installments over time.

Northstar Financial Planners Inc.

August 14, 2020

Financial Planning

Love Paying Extra Taxes? Take Out a Deferred Comp Loan

Northstar Financial Planners Inc.

August 14, 2020

Financial Planning

Florida Retirement System special risk employees: If you are considering taking out a deferred compensation loan, it can cost you in extra taxes. Here’s why.

Allen Giese, ChFC®, CLU®

August 3, 2020

Three Reasons The Investment Plan Might Be For You

Allen Giese, ChFC®, CLU®

August 3, 2020

Investment plan or pension plan? There’s probably no bigger decision involving your FRS Retirement than that.

Northstar Financial Planners Inc.

July 23, 2020

Alert: COVID Scams

Northstar Financial Planners Inc.

July 23, 2020

It should come as a surprise to no one, given the fear and uncertainty surrounding the global pandemic, we are experiencing a triple play of scam opportunities.

Northstar Financial Planners Inc.

July 23, 2020

Large and in Charge

Northstar Financial Planners Inc.

July 23, 2020

A top-heavy stock market with the largest 10 stocks accounting for over 20% of market capitalization and a marquee technology firm perched at No. 1? This may sound like a description of the current U.S. stock market, but it is actually a reference to 1967.

Kristen Luke

July 23, 2020

Value vs. Growth: 92 Years of History

Kristen Luke

July 23, 2020

Historically, value stocks have outperformed growth stocks in the US, though recently that hasn’t been the case.

Northstar Financial Planners Inc.

July 15, 2020

Retirement Planning

How to Choose the Best FRS Pension Option

Northstar Financial Planners Inc.

July 15, 2020

Retirement Planning

Florida Retirement System (FRS) public safety employees: Read this blog to understand why pension Option 1 may not be the best choice if you’re married.

Allen Giese, ChFC®, CLU®

June 30, 2020

The 3 Things You Must Know BEFORE You Pick Option 1

Allen Giese, ChFC®, CLU®

June 30, 2020

Imagine making a mistake that costs your family, the people you love the most, A LOT of money. Choosing Option 1 and not really understanding it can be that kind of mistake. Don’t take this one lightly.

Northstar Financial Planners Inc.

June 24, 2020

Financial Planning

The Lost Decade: A Decade Later (and a Bunch of NBA Factoids)

Northstar Financial Planners Inc.

June 24, 2020

Financial Planning

Remember the end of the 2000s? Or would you rather forget? Plummeting stock prices, growing financial hardship, a presidential race thrown into turmoil by an economy in recession. Thank goodness those days have passed.

Northstar Financial Planners Inc.

June 24, 2020

Financial Planning

The Power of Rebalancing

Northstar Financial Planners Inc.

June 24, 2020

Financial Planning

June was another interesting month. I don’t know about you, but I’m kind of longing for boring months for a while. But at least June started out with a positive kind of interesting. During the first week, some of the accounts I manage started to signal they were ready to be rebalanced.

Northstar Financial Planners Inc.

June 15, 2020

Retirement Planning

Should You Relocate Out of the Fort Lauderdale Area When You Retire?

Northstar Financial Planners Inc.

June 15, 2020

Retirement Planning

Staying put or relocating in retirement comes down to your financial situation and lifestyle goals. Here are factors to consider.

Allen Giese, ChFC®, CLU®

June 2, 2020

The 4 Things You Can Do Now To Make Your Deferred Comp Plan Stronger

Allen Giese, ChFC®, CLU®

June 2, 2020

Watch this short video to learn how to make your FRS deferred comp plan more valuable to you.

Steve Tepper, CFP®, MBA

May 29, 2020

The End of Value?

Steve Tepper, CFP®, MBA

May 29, 2020

Investing is an exercise in risk-and reward, and the most successful investing is done when you maximize your reward for the risk you take.

Northstar Financial Planners Inc.

May 15, 2020

Retirement Planning

401(k) Retirement Income Projections: Should You Trust Them?

Northstar Financial Planners Inc.

May 15, 2020

Retirement Planning

You’ll be seeing a “retirement income” figure on your 401(k) statement. Is this number, which is based on purchasing an annuity, accurate?

Steve Tepper, CFP®, MBA

April 23, 2020

The Day I Almost Opened an Oil Storage Facility

Steve Tepper, CFP®, MBA

April 23, 2020

April 20, 2020 was a very interesting day in the commodities markets. May Crude opened at $17.73, fell steadily to about $11 by noon, and then went into a tailspin.

Steve Tepper, CFP®, MBA

April 23, 2020

Now What?

Steve Tepper, CFP®, MBA

April 23, 2020

Between February 21 and March 21, 2020, the S&P 500 tumbled 35%. Since then, major indices have been bouncing around like pachinko balls. What will happen next?

Steve Tepper, CFP®, MBA

April 23, 2020

More on the SECURE and CARES Acts

Steve Tepper, CFP®, MBA

April 23, 2020

Last month, I talked about changes to tax-filing deadlines and required minimum distributions (RMDs) from IRAs under recent federal legislation. Here are some more changes that might impact you.

Northstar Financial Planners Inc.

April 15, 2020

Retirement Planning

The SECURE Act and Retirement Planning in Florida

Northstar Financial Planners Inc.

April 15, 2020

Retirement Planning

The SECURE Act introduced big changes that can affect retirement plans. We cover some of those changes.

Allen Giese, ChFC®, CLU®

March 26, 2020

A Letter to Our Clients

Allen Giese, ChFC®, CLU®

March 26, 2020

I’m writing this on behalf of everyone here at Northstar to keep you informed of our current situation and talk a little bit about how we view capital markets going forward.

Steve Tepper, CFP®, MBA

March 26, 2020

Some Important Financial Notes

Steve Tepper, CFP®, MBA

March 26, 2020

All of us at Northstar wish you and your family health and safety as we wait for this crisis to pass. Nothing is more important than that. At the same time, business goes on.