Archived Newsletter Articles

You Gotta Have Faith

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2015 marks my 24th year professionally advising wonderful people on their path to acquiring and retaining financial independence. I’ve met hundreds (if not thousands… I’ve never really thought about it until just now) of people who all basically had the same goal: To not outlive their money. Early in my career I thought there were…

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2014: Patience Pays Off

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Forecasters often cite a figure of 8%–10% as a likely outcome for stock market performance in the year ahead, and 2014 was no exception. As sensible as this may sound, it is worth pointing out that over the past 89 years, the S&P 500 Index and its predecessors have never delivered a total return between…

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The Perils of Picking Stock Pickers

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Stephen Gandel has been a busy man. The senior writer for Time Magazine published a long, glowing article in Fortune on the success of Warren Buffett’s hand-picked successors last October.1 Not three months later, Gandel was up to the challenge of writing another article, this one blasting the same two Berkshire Hathaway portfolio managers for…

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Tracking Error: When Good Returns Aren’t So Good

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2014 has been a strong market year and appears to be wrapping up with a full head of steam heading into 2015.  I think it’s safe to say most investors are happy with their portfolio returns. As of December 23rd, the S&P 500 index is up 12.6% for the year, making up for negative returns…

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“All the Noise, Noise, Noise, Noise!”

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As part of last month’s holiday’s traditions, perhaps you caught the Grinch’s annual TV appearance. The green Seuss creation with the undersized heart had no tolerance for the “noise, noise, noise, noise” that came out of Whoville on Christmas morning. In the financial services and investing sector, every day is Christmas in Whoville – the…

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