Newsletter Articles

The Emerging Market Bounce
150 150 Northstar Financial Planners

By Steve Tepper, CFP®, MBA You’d have to be a little crazy to invest in emerging markets right now. There are so many problems in the second and third world,…

read more
Is Your Advisor a Fiduciary?
150 150 Northstar Financial Planners

By Allen Giese, ChFC®, CLU® Look, there are lots of advisors out there to pick from. And there are lots of differences between them. But if there is one thing…

read more
The Retirement Savings Gap: Bleak and Getting Bleaker
150 150 Northstar Financial Planners

By Steve Tepper, CFP®, MBA It should come as no surprise to readers of our newsletter that most people have not saved enough for retirement. We reported several years ago…

read more
Cybersecurity Best Practices
150 150 Northstar Financial Planners

The WannaCry ransomware attack last month affected individuals and businesses in more than 150 countries and infected more than 230,000 computers. It illustrated yet again the need for everyone using…

read more
FRS Pension Option 1 with Life Insurance: Good Idea?
150 150 Northstar Financial Planners

By Allen Giese, ChFC®, CLU® Here’s a concept that if you’re an FRS special risk employee approaching retirement, I’ll bet you’ve heard. The idea is, if you’re married, you choose…

read more
The Talk Every Adult Should Have with Their Parents
150 150 Northstar Financial Planners

By Mia Kitner Let’s talk about “the talk.” It’s the talk with our parents that we as adult children tend to avoid—sometimes out of fear and other times because it…

read more
Social Security for Divorcees
150 150 Northstar Financial Planners

By Steve Tepper, CFP®, MBA Spousal benefits are an important part of Social Security, and for many people, those benefits are still available even after divorce. While rules on spousal…

read more
Advisor Compensation 101
150 150 Northstar Financial Planners

By Steve Tepper, CFP®, MBA There’s big news in my world: After several months of searching, I have a contract to buy a condo downtown. Without a doubt, my real…

read more
Self-Directed Accounts—Be Careful!
150 150 Northstar Financial Planners

By Allen Giese, ChFC®, CLU® Miami-Dade firefighters: In your 457 deferred comp plan or your FRS investment plan, do you use the self-directed account? If you’re not, are you thinking…

read more
Social Media and Our Finances
150 150 Northstar Financial Planners

By Mia Kitner As a millennial myself, I can’t help but be associated with all the positive and negative connotations we hear about our age group. We “live in our…

read more