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Northstar Financial Planners

What Kids Can Teach You About Fianance
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Many times the best advice is the simplest advice, and who better to dispense simple wisdom than children? Adapted from Navy Federal Credit Union’s website and an article on wisebread.com,…

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Active Investing: 2014 Report Card
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Standard & Poor’s recently released their semi-annual SPIVA Scorecard, which reports on results for actively managed funds, which includes all funds that rely on market timing, stock selection and sector…

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The Problem with Income Investing
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I’ve written many times on these pages about the conventional wisdom of creating a retirement portfolio designed to generate income, through interest and dividends.  I find this strategy, while thoroughly…

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Discipline – The Final Principle
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A 54-year-old couple finally gets their last child out of college, has their mortgage paid off and begins the final run to retirement, about a dozen years down the road.…

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The Risk of Being Conservative
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Conventional wisdom used to hold that the common “do-it-yourself” investor tends to invest too aggressively, and take on unnecessary risk, usually through lack of diversification or overinvesting in complicated, illiquid…

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MasterChef of Investing
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In the popular TV program MasterChef, contestants face a series of cooking challenges. From low quality ingredients to inadequate preparation and poor implementation, so many things can, and do, go…

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Just a Little Patience
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We are not a patient species. It’s as if basic human nature, coded deep into our DNA, tells us that when something unexpected happens we must react. We must do…

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Happy Anniversary, Apocalypse!
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Coming up on March 9, we observe the sixth anniversary of the day The Apocalypse ended. It wasn’t a very fun Apocalypse. Most of them aren’t, I guess. But to…

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The Place For Yield
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Among the many common investing maxims is this one: “Buy bonds for income.” It seems like common sense. Stocks may or may not pay dividends. The company issuing the stock…

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You Gotta Have Faith
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2015 marks my 24th year professionally advising wonderful people on their path to acquiring and retaining financial independence. I’ve met hundreds (if not thousands… I’ve never really thought about it…

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