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Northstar Financial Planners

401(k) Loans: Pros and Cons
150 150 Northstar Financial Planners

You’re looking for a quick source of money, either to pay down debt or for emergency cash needs. At first glance, your 401(k) account might look like a tempting source…

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Retirement Investment Myths
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As with most other complicated topics, retirement investing comes with a set of overly simplified, generally accepted rules, many of which are wrong at best, disastrous to your portfolio at…

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T.D. Ameritrade AdvisorClient Mobile App
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If you have a T.D. Ameritrade account managed by Northstar and an iPhone, you now have the ability to view your real-time account balance, positions and transaction history on your…

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Tax Planning: Low-Basis Assets
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In converting new clients’ investments to low-cost, highly diversified portfolios, we usually need to liquidate some or all of the clients’ existing assets, which often times results in realization of…

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All-Terrain Investing
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Owners of all-purpose motor vehicles often appreciate their cars most when they leave smooth city freeways for rough gravel country roads. In investment, highly diversified portfolios can provide similar reassurance. In…

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What Kids Can Teach You About Fianance
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Many times the best advice is the simplest advice, and who better to dispense simple wisdom than children? Adapted from Navy Federal Credit Union’s website and an article on wisebread.com,…

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Active Investing: 2014 Report Card
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Standard & Poor’s recently released their semi-annual SPIVA Scorecard, which reports on results for actively managed funds, which includes all funds that rely on market timing, stock selection and sector…

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The Problem with Income Investing
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I’ve written many times on these pages about the conventional wisdom of creating a retirement portfolio designed to generate income, through interest and dividends.  I find this strategy, while thoroughly…

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Discipline – The Final Principle
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A 54-year-old couple finally gets their last child out of college, has their mortgage paid off and begins the final run to retirement, about a dozen years down the road.…

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The Risk of Being Conservative
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Conventional wisdom used to hold that the common “do-it-yourself” investor tends to invest too aggressively, and take on unnecessary risk, usually through lack of diversification or overinvesting in complicated, illiquid…

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